General Disclaimer
The information provided by FullCreditSweep.com (“we,” “us,” or “our”) on our website and through our services is for general informational purposes only. All information on the site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site or through our services.
How We Count Removals
The number of items removed represents the combined removals of all clients for all three credit bureaus that occur during the client’s representation. For example, we conduct unlimited disputes per round within the 45-day period of the program. It is important to note that the number of removals is cumulative and reflects the collective efforts made on behalf of all our clients.
Understanding Our Testimonials
Our testimonials showcase the outcomes achieved by specific individuals. It’s important to recognize that your case is unique, and results may vary. Testimonials highlight positive experiences and should not be interpreted as guarantees of specific results. (Trustpilot)
How We Calculate Score Improvement
To calculate the average score improvement for customers starting in 2022, we considered clients with a service start date between January 1, 2022, and December 31, 2022, who were either still active or had been with the service for at least six months. This included 4,851 customers for 2022.
In pulling customer credit scores, specific criteria were applied:
Only scores obtained within 15 days of the start date were used for the initial credit score.
For the ending credit score, the customer must have a credit score received within 15 days before or after their 3-month mark, with the score closest to that date being used.
From this data set, we found that the average score increase for those who saw an improvement was 71.6 points. These figures are based on historical data and past performance and do not guarantee future results.
FullCreditSweep.com Credit Repair Services Terms and Conditions.
1. Variability of Results
Credit repair outcomes are contingent upon individual circumstances, including but not limited to credit history, financial situation, and credit utilization patterns. FullCreditSweep.com does not guarantee specific results and advises clients to evaluate their unique situations prior to engaging in credit repair services. The effectiveness of credit repair efforts can also be influenced by factors beyond our control, such as the responsiveness of credit bureaus and creditors.
2. Impact of Adding Negative Items
Clients must refrain from adding negative items (derogatory marks) to their credit profiles during the credit optimization process. Introducing additional negative marks will complicate the repair process. No refund will be issued if a client adds more than two negative marks during the program or within 30 days after the program starts.
3. Credit Monitoring Requirements
Active credit monitoring is essential throughout the credit repair process. Inactive credit monitoring services can cause delays and impede potential improvements in credit scores. FullCreditSweep.com relies on your provided credit monitoring service to detect and review both old and new negative marks and other credit factors.
4. Adherence to Good Credit Practices
Clients must maintain good credit practices during the repair process, including not adding new negative marks and keeping credit utilization under 30%. Failure to adhere to these practices will result in unsatisfactory outcomes. It is also imperative that clients make timely payments and follow all provided advice and news on this website.
5. Consequences of Adding New Negative Items
Introducing new negative items to your credit file with any bureau may delay the results of the credit repair process. If a new negative mark is added within the first 30 days of the program, the client forfeits the right to a refund.
6. Cancellation and Refund Policy
Cancellation within Initial 30 Days: Clients wishing to cancel their enrollment within the first 30 days are eligible for a refund, less a $149 setup fee. Cancellation requests must be submitted in writing via email or the client portal.
Document Submission Delay: Program delays will occur proportionately if initial documents are not correctly uploaded or sent within the first seven days of enrollment (Setup fee). For every day of document submission delay, the program will be extended by the same number of days.
Payment Issues and Program Termination: If FullCreditSweep.com is unable to collect payments after sending emails, SMS, and payment links, the program may be delayed. If no payment is received after 30 days on any payment plan, the program will be considered terminated, and no refunds will be issued except for the initial payment. Less a $149 setup fee. Cancellation requests must be submitted in writing via email or the client portal.
Customer Service and Dispute Resolution: Clients are encouraged to contact our customer service team for any issues or disputes regarding the program or refund policy. Clients may escalate the matter to a dispute resolution process as outlined in our service agreement if a resolution cannot be reached.
By engaging with FullCreditSweep.com, clients agree to these terms and conditions. These policies are designed to ensure transparency, fairness, and a clear understanding of the rights and responsibilities of both parties involved.
Consumer Rights
You have a right to obtain a copy of your credit report from a credit reporting agency. You may request a free copy of your credit report from each of the three major credit reporting agencies once every 12 months by visiting www.annualcreditreport.com. Additionally, you have the right to dispute inaccurate or incomplete information in your credit report by contacting the credit reporting agency directly.
Testimonials
Testimonials appearing on our website or through our services are individual experiences, reflecting real-life experiences of those who have used our services. However, they are individual results and results may vary. We do not claim that they are typical results that consumers will generally achieve. Testimonials are not necessarily representative of all those who will use our services.
Third-Party Links
Our website and services may contain links to third-party websites or services that are not owned or controlled by FullCreditSweep.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
Limitation of Liability
In no event shall FullCreditSweep.com, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use our services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from our services; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our services by any third party; or (v) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through our services, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
Changes to This Disclaimer
We may update our disclaimer from time to time. We will notify you of any changes by posting the new disclaimer on this page. You are advised to review this disclaimer periodically for any changes. Changes to this disclaimer are effective when they are posted on this page.
Contact Us
FullCreditSweep.com, LLC
1178 Broadway
NY, NY 10001
United States
Phone: +1 (877) 805 1197
Email: support@FullCreditSweep.com